Streamline The Loan Application Process
As you prepare to visit Heritage Volkswagen to evaluate your options and the VW cars you feel could meet your needs, please consider completing our online loan application to get preapproved for your purchase. The application process is simple and can be completed from home in just minutes. In addition, you are not obligated to use the loan or any of the loans that our team secures for you. This service is simply a way for you to have more options, even if you are reasonably sure you will use your own bank or lending service to finance your vehicle purchase.
Are You Working Within A Monthly Budget?
Many buyers know the car of their dreams and what they would purchase if money were no object. But for most of us, that is not realistic. We all live within the limitations of our monthly budget. So, you want to ensure you understand the potential monthly car payment of the various vehicles you are considering. In the past, learning about the final amount of your future car payment meant spending hours with a finance expert to compare and contrast your options. But today, you can use the fast and straightforward payment calculator offered by Heritage Volkswagen to run the numbers.
All you need to do is gather some basic information and plug it in to see how making a larger down payment or securing a lower interest rate will impact your monthly car payment amount. You can also factor in the amount coming from your vehicle trade-in as part of the down payment on your new car. But to ensure your estimates are as accurate as possible, take a few minutes to complete the value your trade request offered by Heritage Volkswagen and Kelley Blue Book. Answering only a few questions will get you a cash offer on your current car that can be used as a down payment on your new vehicle or taken as cash in your pocket.
What If My Credit Is Not Great?
Good people face challenges all the time, and some of them create monetary issues that can negatively impact your credit score. That is not a deal breaker when you are working with the team at Heritage Volkswagen. Our in-house finance staff will work diligently to provide each customer with as many loan options as possible. While the terms and interest rate might not be the same as a person with a higher credit score would receive, our staff will get you options to purchase the vehicle you need. Please also know that the team will work equally hard to get loan options for buyers with no credit who are working to build or establish a strong credit history and score.
Please stop by our full service dealership or contact our finance team if you have questions about getting your vehicle loan because of low or no credit and learn more about the steps you can take to increase your credit score and save money in the future.
