Sales: (844) 243-9268
Service: (844) 867-0607
4305 Jonesboro Road, Union City, GA 30291
       

Financing Your New or Pre-Owned Volkswagen


Special Finance needs  

Every one in one part of their life or another has run in to issues that affect their credit. We understand this and can work with people that have had bankruptcies, slow payments and repossessions in the past. In fact we have lenders that specialize in this, here is generally what they require: 5 References, Proof of Income including previous year's tax returns, Proof of Residence a phone or gas bill will usually suffice and a down payment of 10%.

First Time Buyer: Volkswagen Credit has a wonderful program for people that have never financed a car before called the First Time Buyer Program. The requirements are Proof of Income, 10% down, 5 References and proof of Residence, a gas or phone bill will do nicely.

College Graduate: Volkswagen Credit has another great program for people that have never financed a car before called the First Time Buyer Program. The requirements are Proof of Income, 10% down, continuous employment for 1 year 5 References and Proof of Residence, a gas or phone bill will do nicely.

There are many ways to accomplish your financial objectives when financing a VW.


 

Your Credit
 

Many people have miss-conceptions about how credit is used to determine your annual percentage rate (APR), your payment and how much the bank will Loan you on a new or pre-owned vehicle. Your credit is the single largest determining factor, banks are both Beacon and non-Beacon Score driven. That is the numeric score on the top of your credit report, it is a composite of how much credit you have had, how well you met your payment obligations, what your debt load is (too much open credit can actually lower your score) and what the relationship is to your income.

Banks generally use the Beacon Score as a quick method to determine your rate of interest and credit worthiness. However, it is not all that they look at to approve your loan or decline it.

Each month, Volkswagen Credit gives participating dealers new rates for conventional loans and Leases. These rates determine how much interest you will pay for the money they loan you to purchase or lease your new or pre-owned vehicle. Additionally, manufacturers and dealers have many programs that may offer special APR Rates and ways to reduce your total cost of ownership and net cost.

Volkswagen of South Atlanta proudly offers you the option of extending your power train limited warranty to miles with your new car purchase. Think of the additional piece of mind this will provide over the course of your ownership experience. Our Internet Department representative will explain the details.
 
 
 
 
 



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